The standard of practice in genealogy is that if you are going to provide only one date that you adjust the year to the Gregorian Calendar. To do otherwise just causes a series of errors, and frequently causes confusion. So, in this case it is correct to record the date 21 February 1725 (OS) as 21 February 1726. I think it is very important in these cases to record a double date in the biography as 21 February 1725/6 to hopefully avoid confusion.
With specific regard to the database error with findagrave, just mark it as a false error. It is also helpful you click the Status Button on the error report and given a reason why it was a false error. Finally, if you are feeling really helpful you can leave a message with the findagrave manager that he should fix his error.
One final note that sometimes causes confusion. We are not truly switching from Gregorian calendar to the Julian calendar. The difference is we are only changing the start date of the year which originally occurred on 25 March to, of course, on 1 January. I think of this as Old Style (start 25 March) and New Style (start 1 January) to avoid the discussion of which calendar we are using, but these terms are not consistently used this way.
When the calendar was changed from Julian to Gregorian an adjustment had to be made and 11 days were skipped (2 September 1752, was followed by Thursday, 14 September 1752). If we are asking the question, what would today’s day be if we had never switched calendars we would have to subtract days to make up for the days skipped (it’s up to a 13 day offset now so today is 21 May 2017 Julian, and 8 May 2017 Gregorian). And, if we asked the question what day did the Mayflower land if the Julian calendar had been in effect we would add 11 days, so 9 November 1620 Gregorian becomes 20 November 1620 Julian.
But again, this is not what we do in genealogy. We keep the day as found in the original record (21 February), but adjust the year to New Style dating (1725 to 1726). And we should show double dates in the biography to make clear that the adjustment has been made.